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Active
Detached
· Added 9 days ago
Listed for $439,900
21 Spruce St
St. Thomas
3
Beds
2
Baths
2
Parking
1100-1500
sqft
Key Facts
Tax
$2,927 / year
Property Type
Detached, Bungalow
Building Age
51-99
Size
1100-1500 sqft
Lot Size
44 x 132 Feet
Parking
2 Driveway, Private
Basement
Development Potential
MLS#
X13645472
Brokerage
RE/MAX CENTRE CITY REALTY INC.
Days on Site
9
Property Details
Property
Type
Detached
Style
Bungalow
Year Built
51-99
Exterior
Brick
Roof
Shingles
Foundation
Concrete
Inside
Bedrooms
3
Bathrooms
2
Bath (Main)
1 (4-pc)
Bath (Lower)
1 (3-pc)
Kitchens
1
Basement
Development Potential
Utilities
Heating
Forced Air
Air Conditioning
Central Air
Sewer
Sewers
Water
Municipal
Building
Size
1100-1500 sqft
Exterior
Brick
Parking
Driveway
Private
Garage Type
None
Parking Spaces
2
Driveway Spaces
2
Outdoor
Pool
None
Rooms
m
ft
Living
Main
18.4 x 14.1 ft
Kitchen
Main
12.7 x 10.5 ft
Primary
Main
12.6 x 11.0 ft
2nd Br
Main
10.4 x 8.7 ft
3rd Br
Main
10.4 x 8.9 ft
Rec
Lower
24.6 x 11.4 ft
Laundry
Lower
12.0 x 9.2 ft
Room
Level
Dimensions
Features
Living
Main
18.4 x 14.1 ft
—
Kitchen
Main
12.7 x 10.5 ft
—
Primary
Main
12.6 x 11.0 ft
—
2nd Br
Main
10.4 x 8.7 ft
—
3rd Br
Main
10.4 x 8.9 ft
—
Rec
Lower
24.6 x 11.4 ft
—
Laundry
Lower
12.0 x 9.2 ft
—
Description
Welcome home! This charming bungalow's character shows from the street all the way to the basement. As you enter the home from the covered front porch you are welcomed in by the beautiful open concept dining/living room with beautiful original hardwood floors as well as the kitchen that leads to the...
Interested in this home?
Book a private showing or ask us a question — we respond fast.
437-748-8696
Extras
Fridge, stove, built in oven, washer, dryer
Location
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Map showing 21 Spruce St
Listing History
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Estimates
Home Value Estimate
This estimate may be unreliable due to limited comparable data in this area.
Estimated Value
$441,102
Range
$428,447
$453,757
Confidence
3%
Estimated Date
Aug 6, 2026
Value History
Estimated Value

Mortgage Calculator

Home Price
Amortization Term
25 years
Interest Rate
%
Down Payment
0%
50%
100%
Mortgage Payment
$2,258/mo
Principal
$352,882
Down Payment
$88,220
Total Interest
$324,518

Cash Flow Analysis

Mortgage Payment
$0/mo
(from calculator)
Monthly Payment (total costs)
$244/mo
Mortgage ($0) + Tax ($244)
Property Tax (Monthly)
Maintenance Cost
Rental Income
-$244
Cash Flow
Monthly Cash Flow
-$244
/mo
Rental Income
$0
Mortgage
-$0
Property Tax
-$244
Net Cash Flow
-$244
Comparables
Community
Interested in this home?
Book a private showing or ask us a question — we respond fast.
437-748-8696
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